Insurance & Inflation: Why the Value of What You Own Still Matters

Inflation affects more than the price of everyday goods. Rising costs for construction, labor, vehicle parts, equipment, and personal property can also change the amount required to repair or replace insured assets after a loss. Replacement Costs Change The amount it cost to rebuild a home, replace business equipment, or repair a vehicle several years ago may be very different today. Insurance limits need to account for the cost of replacing property at current prices.…

Parkway Picks: The Henry

A Neighborhood Spot That Feels Like Home The Henry offers the kind of welcoming atmosphere that works for almost any occasion. From morning coffee and business lunches to family dinners and after-work cocktails, the inviting space feels polished while still maintaining the relaxed comfort of a neighborhood favorite. The menu offers craveable dishes throughout the day, making it easy to find something whether you’re stopping in for breakfast, meeting a colleague for lunch, or settling…

Life Insurance After a Major Life Change: When Should You Review Your Coverage?

Life can look very different from one year to the next. Marriage, children, homeownership, career changes, and growing financial responsibilities can all affect how much protection your family may need, making life insurance something worth revisiting as circumstances evolve. Growing Financial Responsibilities A mortgage, childcare expenses, education goals, and other long-term commitments can increase the amount of financial support your household depends on. Coverage selected years ago may no longer reflect those responsibilities. Changes in…

Key Person Insurance: Could Your Business Continue Without a Critical Team Member?

Behind every successful business are people whose experience, relationships, and leadership help keep operations moving. For many companies, the unexpected loss of an owner, executive, or critical employee could create both an operational and financial challenge. Identifying Key People A key person isn’t necessarily just the business owner. It may be an executive, salesperson, specialist, or other employee whose expertise or relationships contribute significantly to the company’s success. The Financial Impact Losing a critical team…

Beyond the Basics: Are Your Most Valuable Possessions Fully Protected?

Most of us accumulate valuable possessions over time without thinking much about how they’re insured. Jewelry, artwork, collectibles, watches, and other meaningful belongings can carry significant financial and sentimental value, but standard homeowners policies may provide limited protection for certain items. Know Your Policy Limits Homeowners insurance typically includes personal property coverage, but certain categories of valuables may have specific limits, particularly for losses such as theft. Understanding those limits can help you determine whether…