Caring makes a difference and we understand that running a small business is a journey filled with unique challenges, especially when you’re just starting out. Navigating the world of business protection can feel overwhelming, but that’s where we step in. Every business is unique, and while your needs may differ from others, there are five core insurance types that are essential for most small businesses. Let’s explore them together. 1. General Liability Insurance: Your First Line of Defense Life throws curveballs, and sometimes those curveballs can lead to property damage or bodily injury. Whether it’s a customer slipping in your store or an employee accidentally causing damage at a client’s…
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15 Safety Tips for Driving at Night
Everyone knows that driving comes with risks. But are you aware that driving at night is more dangerous? Lowered visibility combined with drowsy driving leads to a greatly increased risk of danger. Below are some tips to help you navigate the added risks that come with driving after dark.
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Pump Blues: How to Save Money on Gas
Gas prices seem to be in a state of constant flux, and more often than not, the price to fill up the tank of your vehicle will leave you scratching your head, wondering how to budget for this necessary evil. Luckily, there are a few easy ways to save money on gasoline.
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10 Things you Should be Keeping in Your Car
When it comes to accidents or car breakdowns, it always pays to be prepared. Having the items you may need in an emergency on hand at all times ensures you can get back on the road in a timelier manner. Here are 10 items you should be keeping in your car in case of emergency.
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Preparing for Flood
Typical homeowner policies do not cover flood, so it is most likely that unless you’ve purchased a flood insurance policy, you do not have coverage for flood losses. Even though flood insurance is available through many insurance companies, it is actually the federal government that is providing the policy through the National Flood Insurance Program (NFIP). According to the NFIP, a flood is defined as an overflow of inland or tidal waters, unusual and rapid accumulation or runoff of surface waters from any source, a mudflow, or a collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or…
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What to do After a Flood
It’s a nightmare that, unfortunately, many Americans have had to face: a flood damaging or destroying their home. Water is a force of nature, and there’s just no stopping it. But that doesn’t mean you can’t recover after a flood. Here are some important tips for recovering after a flood. Protect Yourself. There are many dangers involved in the aftermath of a flood. You need to be extremely vigilant. Streamline Your Recovery
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Tips to Prevent Car Theft
Thousands of cars are stolen every year, most frequently by professional thieves. This type of carjacker prefers popular models of high-performance cars. Frequently, these stolen cars are given to chop shops, where they are disassembled for the sale of parts. Stolen cars can also be exported overseas. Some carjackers steal cars for joy-riding or to use as getaway cars. These cars can usually be recovered, but can suffer quite a bit of damage. Carjackers may bump you from behind and steal your car when you get out inspecting damage. If you are bumped on the road and feel threatened, stay in your car with the doors locked, call the police…
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Older Driver? 5 Benefits of a Refresher Course
As an older driver, you may benefit from refreshing your skills behind the wheel. As we get older, we may become stuck in old, sometimes poor habits. And, as younger drivers become more aggressive around us, it becomes necessary to boost our skills. Your auto insurance provider may recommend a refresher driving course. Even if they do not, there are many benefits to enrolling in a refresher course. #1: You may save money Insurance providers may offer discounts to those who take a defensive driving course. Check with your auto insurer to find out if it is an option. Then, sign up for a course. It is a simple way…
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What to Do After a Car Accident?
So you’ve gotten into a car accident. This stinks, I know. But, what do you do now?
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St. Patrick’s Day Facts
Each year, more than 33 million Irish-Americans and fellow partiers worldwide raise pints of Guinness and forkfuls of cabbage in the name of the Ireland’s primary patron saint. But the good times are too often ruined by drunk-driving incidents, which can have a devastating impact on lives in general and wallets in particular. So in addition to checking out the interesting St. Paddy’s Day stats presented below, try to keep your celebrations safe this year. The cost of a quick Uber or Lyft ride pales in comparison to that of a DUI or vehicular manslaughter charge, after all.
