Navigating the world of insurance rates can feel a bit like watching the tides, but we’re here to help you make sense of the latest Property & Casualty (P&C) trends so you can feel confident about your coverage. As the year closes, the P&C market sees intensified competition and capital influx in certain areas, yet critical caution remains in place for property and specific casualty lines. Here’s a summary of what to anticipate for your…
In the insurance world, our focus is usually on mitigating risk, analyzing data, and securing policies. But at Parkway Insurance Group, we know that the most crucial asset we protect is our team connection. Taking time to step away from the daily demands of our workstations is essential for recharging our collective energy and strengthening the bonds that allow us to serve you better. Recently, our team traded in our computers for crawfish and headed…
The winter holidays are a prime time for road trips, whether you’re traveling across state lines to visit family or simply driving in unpredictable weather. Before you hit the road, a quick auto insurance check is the smartest trip prep you can do. Your Auto Safety Checklist Your Auto Insurance travels with you, but having the right components is key to a smooth journey: Physical Damage Coverage: Ensure your comprehensive and collision deductibles are set…
The holidays are prime time for entrepreneurs and hobbyists to turn their crafts into cash. But if you’re running a small side business, like selling baked goods, custom crafts, or jewelry from your home, your increased activity could create serious coverage gaps. The Business Exclusion Trap Standard Homeowners Insurance is designed to cover personal risks, not commercial activity. Most policies contain a business pursuits exclusion. This means that if a customer is injured while picking…
The holidays are a time for family, friends, and celebration, often meaning a house full of excited guests. But the more people you have on your property, the greater the chance of an unexpected accident. Understanding your Homeowners Liability Coverage is essential before the holiday rush begins. Your Liability Shield is Critical Your home insurance liability coverage is designed to protect you financially if a guest is injured on your property and you are found…
