Parkway Picks: Choose to Live, Then Gather Together

This month, our Parkway team started the day by volunteering at the Choose to Live Foundation’s 5K Run & Walk. The annual community event brings participants, families, and volunteers together in support of suicide prevention awareness, making it a meaningful opportunity to spend time giving back to the community. After the event, we headed to Daily Gather for lunch. Inspired by the moments shared around the dining table, Daily Gather combines traditional American favorites with…

Higher Deductibles: Why Policyholders Are Taking On More Risk

The price of an insurance policy isn’t the only number that matters. The deductible determines how much a policyholder may need to pay toward a covered loss before insurance responds, making it an important part of evaluating overall protection. Deductibles Aren’t Always Flat Amounts Some policies use fixed-dollar deductibles, while others may include percentage-based deductibles for certain types of losses. On a higher-value home, even a seemingly small percentage can represent a significant out-of-pocket expense.…

Identity Theft: Does Your Insurance Offer Protection?

Identity theft can create more than financial frustration. Recovering compromised accounts, correcting records, and restoring your identity can require significant time and resources. Some homeowners and renters policies may offer identity theft protection or optional coverage designed to assist with the recovery process. What Identity Theft Coverage May Include Depending on the policy, coverage may help with certain expenses associated with restoring your identity, such as document replacement, legal assistance, lost wages, or recovery services.…

Premises Liability: Is Your Business Ready for an Unexpected Accident?

Customers, vendors, and other visitors enter businesses every day, and business owners have a responsibility to maintain a reasonably safe environment. Even a seemingly minor accident can lead to medical expenses, legal costs, and liability concerns. Everyday Hazards Matter Wet floors, uneven walkways, poor lighting, loose cords, and other common hazards can contribute to injuries. Routine inspections and clearly addressing potential hazards can help reduce the likelihood of an accident. Liability Claims Can Become Costly…

Don’t Get Spooked: Are Hidden Risks Lurking in Your Home?

Owning a home comes with plenty of responsibilities, but some of the biggest risks aren’t always the most obvious. From aging systems to overlooked maintenance issues, understanding what your homeowners policy covers—and what it may not—can help prevent an unpleasant surprise when something goes wrong. Water Damage Can Be Complicated A leaking appliance, burst pipe, or damaged plumbing system can cause significant damage in a short amount of time. However, not every type of water…