Service-based businesses often assume their General Liability policy protects them from every potential lawsuit. In reality, several common exclusions can leave business owners exposed in ways they may not anticipate. As we approach Q2, now is the perfect time to evaluate your liability structure and ensure your coverage matches your…
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Spring Cleaning for Homeowners: Maintenance That Prevents Claims
As spring arrives in Texas, homeowners begin tackling seasonal cleaning projects. But beyond decluttering closets and organizing garages, March is the ideal time to focus on maintenance tasks that prevent costly insurance claims before they happen. At Parkway Insurance Group, we believe prevention is protection. Roof & Gutter Inspection Winter…
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P&C Market Watch: Surplus & Excess Lines
What Happens if Your Carrier Leaves the Market? The insurance market is constantly evolving. Occasionally, a traditional “admitted” carrier (one licensed by the state) may decide to stop writing new business or exit a specific geographic area due to increased catastrophe risk or regulatory shifts. While a “non-renewal” notice can…
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Navigation the “Thaw and Freeze”: Defensive Driving for Late Winter
Essential Tips for Unpredictable February Roads In late February, we often see a “thaw and freeze” cycle. Daytime temperatures may rise, melting ice and snow, only for that moisture to refreeze into “black ice” as soon as the sun goes down. These conditions are among the most dangerous for drivers…
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More Than a Sparkle: Insuring Your Valentine’s Jewelry
Valentine’s Day is one of the most popular times for significant jewelry purchases, from engagement rings to heirloom-quality pendants. While these pieces carry immense sentimental value, they also represent a substantial financial investment. Unfortunately, many policyholders assume their standard Homeowners or Renters insurance fully covers these items. The reality? Most…
