The holidays are prime time for entrepreneurs and hobbyists to turn their crafts into cash. But if you’re running a small side business, like selling baked goods, custom crafts, or jewelry from your home, your increased activity could create serious coverage gaps. The Business Exclusion Trap Standard Homeowners Insurance is…
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Commercial Auto vs. Personal Auto: What Every Business Owner Needs to Know
Every business owner understands the importance of protecting their hard work and assets. You’ve likely invested in policies to cover your building, equipment, and employees. But have you considered one of the most common and often overlooked risks? It’s the simple act of using your personal vehicle for business purposes.…
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Simplifying Business Protection: Is a BOP Right for You?
As a small business owner, you have a lot on your mind. You’re busy managing operations, serving clients, and planning for growth. Considering how to protect your company from risks such as fire, theft, or an unexpected lawsuit can feel overwhelming. Fortunately, there’s a solution designed to make this easier:…
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3 Risky Insurance Moves That Can Harm a Business
Every business owner understands the importance of protecting their hard work and assets. Insurance is your essential safety net, designed to shield your company from unforeseen personal and property damages. However, navigating the world of business insurance can be complex, and making common missteps could leave your business vulnerable to…
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Protecting Your Business: Understanding Commercial Liability vs. Property Insurance
Insurance can sometimes feel like a puzzle with many pieces, and understanding the differences between various types of coverage is key to ensuring your business is truly protected. It’s easy to assume one policy covers everything, but a misunderstanding between General Commercial Liability and Commercial Property insurance could leave your…
