Many Americans don’t need to wonder if they need flood insurance — it’s required as a condition of their home loan. But unlike car insurance, flood insurance isn’t required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the…
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Do retirees need long-term care insurance?
Health care costs are a big concern for people going into retirement, but the costs of long-term care can still be a shock. Here are a few facts: So, while some financial planners previously were on the fence about long-term care insurance, they were still encouraging people to at least…
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Smart Insurance New Year’s Resolutions
The exercise equipment gathering dust in Americans’ bedrooms and basements is a familiar sign of the way New Year’s resolutions often are quickly abandoned. But a few resolutions you’ll not only want to make but also stick with involve being more prudent about insurance. That means spending wisely and getting…
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Why Start a New Year Out Strong but Not End It That Way?
Every year, we do it on the same day at the same time. The instant the calendar changes from the old year to the new one, we convince ourselves that this year will be different. We’re going to do everything we didn’t do in the past. It’s such a predictable…
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Celebrate the Season of Light Safely
Candles, lights and decorations are an essential part of the holiday season. Unfortunately, they also increase the risk of fire and injury. Each year fires occurring during the holiday season injure nearly 3,000 individuals and cause over $900 million in damage.* To have a safe and healthy holiday season, the…
