Spring break is one of the busiest travel seasons of the year. Whether you’re heading out of state or flying to a destination that requires a rental vehicle, one question always arises at the counter:
“Should I purchase the rental company’s coverage?”
The answer depends entirely on your current policy.
What Your Personal Auto Policy May Cover
If you carry Collision and Comprehensive coverage, that protection typically extends to rental vehicles used for personal travel.
However, your deductible applies and your liability limits remain unchanged.
What Rental Companies Offer
Rental agencies typically offer:
• Collision Damage Waiver (CDW)
• Supplemental Liability Protection
• Personal Accident Coverage
While some of these options duplicate existing coverage, others may fill specific gaps.
Potential Gaps to Review
• Loss of Use fees
• International rentals
• High deductibles
• Business-use exclusions
Before declining or accepting rental coverage, reviewing your policy ensures no unexpected surprises follow your vacation.
Caring Makes the Difference
At Parkway Insurance Group, we understand that travel should bring peace of mind, not policy confusion.
Before your next road trip, let us review your auto coverage to ensure you’re protected both on the highway and at the rental counter.
Travel Confidently: Contact us at info@parkwayinsurancegroup.com or calling us at +1 281 558 1991 for a quick auto policy review before your departure.
