As home values and rebuilding costs continue to change, many homeowners may not realize their insurance coverage hasn’t kept pace. Even without major changes to your home, the cost to rebuild today may be significantly higher than when your policy was first written. Replacement Cost vs. Market Value Your home’s…
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Parkway Gives Back: Supporting CAP
Making a Difference for Animals in Our Community Our team had the opportunity to volunteer at Citizens for Animal Protection, a Houston nonprofit dedicated to sheltering, rescuing, and placing pets in loving homes. Since 1972, CAP has been a voice for animals, offering programs in shelter and care, humane education,…
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P&C Market Watch: Litigation Trends & Rising Claims Costs
How Increasing Legal Costs Are Impacting Insurance Coverage Across the insurance industry, rising legal costs and larger jury verdicts are significantly increasing the severity of claims. This trend, often referred to as social inflation, is impacting both personal and commercial insurance policies across the country. As claims become more expensive…
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Umbrella Insurance: Why Extra Liability Coverage Matters More Than You Think
Protecting Your Assets Beyond Standard Policy Limits In today’s environment, liability claims are becoming more frequent and more expensive. A single accident or lawsuit can quickly exceed the limits of a standard home or auto policy, leaving you financially exposed. Umbrella insurance provides an additional layer of liability protection that…
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Heavy Rain & Water Damage: What Homeowners Should Know
Understanding the Difference Between Water Damage and Flooding Heavy rain and flash flooding are some of the most common causes of property damage in the Houston area, especially during the spring months. What makes water-related claims challenging is that not all water damage is covered the same way. Most homeowners…
