When college students arrive on campus, their cars are often loaded with pricey laptops, tablets, flat screen TVs and their entire wardrobe. Between the house parties and theft in dorms and libraries, it’s likely any one of these items could suffer some damage. So for parents of students who just…
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What are some examples of unexpected exclusions in a home insurance policy?
There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. HO-2, HO-3 and HO-5 are the…
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5 Household Items You Should Insure
You probably don’t think about it until happens. How many assets do you own that are high-value items either in terms of monetary or sentimental value? Your homeowner’s insurance doesn’t cover everything you own and the items it does cover are only partially insured if they’re high-priced items. Here are…
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Common Home Security Mistakes
If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him?The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional…
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Four Things Every Homeowner Should Upgrade
You probably wouldn’t hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? And what happens…
