It’s a decision many baby boomers are grappling with: Should I buy long-term-care insurance? The decision has never been more difficult. According to researchers at Georgetown University and Pennsylvania State University, about 70% of individuals 65 and older will need long-term care—whether at home or in an assisted-living facility or…
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Does health insurance increase your lifespan?
The mortality rate in Massachusetts declined substantially in the four years after the state enacted a law in 2006 mandating universal health care coverage, providing the model for the Affordable Care Act. In a study released last week, Harvard School of Public Health professors Benjamin Sommers, Sharon Long and Katherine Baicker conclude…
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5 things to know on children’s life insurance
Policies for children represent a small fraction of the life insurance market, but they made the news this week after a court hearing for a Georgia man accused of killing his young son by leaving him in a hot car. Testimony and court documents revealed that Justin Ross Harris and…
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Hosting a Super Bowl party? Watch out for these 3 risks
Revisiting some old Super Bowl party tips that should still apply to this year…. The clock is counting down to kick-off time for this year’s Super Bowl , and you’re in the midst of party planning. But have you added reviewing your insurance coverage to the checklist? Most people probably…
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Plan ahead: Insurance gaps to avoid over the years
As you age, your insurance needs change. While in your younger years you worry about protecting your property and income, protecting your assets becomes a higher priority later in life. “Changes in your life can mean big changes in your insurance needs. A change in marital status, the birth of…
