Clothes dryers cause numerous fires every year. These fires start for various reasons. They can be due to an electrical malfunction. More commonly, they are due to poor maintenance. Your home insurance will not cover damage related to poor maintenance. It also does not cover damage related to normal wear…
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Good Credits Saves Homeowners On Insurance
It’s no secret; having a good credit score has many benefits. It can help you get approved for loan and get lower interest rates, but there’s even more. News 13’s Jeff Platt shows us an unexpected way good credit can save you big money. Homeowners and homebuyers alike have a…
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5 risk factors for homeowners insurance policies
Customers buy insurance to minimize their risk and make them whole should a covered loss occur. What many may not understand is that a number of factors can cause their premiums to skyrocket before a covered peril even occurs. Adjusters and claims managers handling the ensuing claims also need to be…
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Insureds Rarely Have Home Inventories Despite Benefits
Despite big storms and wildfires highlighting the need, home inventories are rare, say insurance industry experts. A recent Allstate Insurance survey of Atlanta homeowners found that while than more than 90 percent of homeowners are concerned about protecting their homes, only 41 percent had ever documented or valued their contents.…
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How to Assess Your Home Insurance Policy
Home insurance plans tend to get ignored until they’re needed, and that can be a costly mistake for homeowners. “Most homes in the U.S. are underinsured, and it gets worse if you’ve renovated or upgraded your home,” says Mary Boyd, division president at ACE Private Risk Services. Home insurance will…
