Homeowners insurance is more than just coverage for your house and belongings. A crucial component of any standard policy is homeowners liability insurance, which offers financial protection in case you’re held legally responsible for someone else’s bodily injury or property damage. What Does Homeowners Liability Insurance Cover? Here’s a closer…
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Closing the Coverage Gap: Is a Home Insurance Floater Right for You?
Homeownership is about more than just a roof over your head; it’s about safeguarding the things that make your house a home. While a standard homeowner’s policy offers a solid foundation, sometimes, it simply doesn’t stretch far enough to cover everything you cherish. That’s where a home insurance floater comes…
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Preventative Dryer Maintenance to Reduce Fire Risks
Clothes dryers cause numerous fires every year. These fires start for various reasons. They can be due to an electrical malfunction. More commonly, they are due to poor maintenance. Your home insurance will not cover damage related to poor maintenance. It also does not cover damage related to normal wear…
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Good Credits Saves Homeowners On Insurance
It’s no secret; having a good credit score has many benefits. It can help you get approved for loan and get lower interest rates, but there’s even more. News 13’s Jeff Platt shows us an unexpected way good credit can save you big money. Homeowners and homebuyers alike have a…
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5 risk factors for homeowners insurance policies
Customers buy insurance to minimize their risk and make them whole should a covered loss occur. What many may not understand is that a number of factors can cause their premiums to skyrocket before a covered peril even occurs. Adjusters and claims managers handling the ensuing claims also need to be…
