No one wants to think about preparing for the worst, but planning for your family’s future is one of the most selfless acts you can take. Life insurance is designed to provide crucial financial protection for your loved ones after you’re gone. It’s vital that they understand how to access…
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Is Life Insurance A Smart Investment?
When it comes to considering life insurance as an investment, you’ve probably heard the adage, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type of life insurance and…
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5 things to know on children’s life insurance
Policies for children represent a small fraction of the life insurance market, but they made the news this week after a court hearing for a Georgia man accused of killing his young son by leaving him in a hot car. Testimony and court documents revealed that Justin Ross Harris and…
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Do retirees need long-term care insurance?
Health care costs are a big concern for people going into retirement, but the costs of long-term care can still be a shock. Here are a few facts: So, while some financial planners previously were on the fence about long-term care insurance, they were still encouraging people to at least…
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Big student loans? Consider life insurance
If you’ve co-signed big student loans for your child, you may want to buy a life insurance policy while you’re at it. While no one wants to imagine the death of their child, taking out insurance on your son or daughter — or asking them to purchase their own plan…