Before renting a car, I.I.I. suggests that you make two phone calls—one to your insurance professional and another to the credit card company you will be using to pay for the rental car. AT THE RENTAL CAR COUNTER Since insurance is state regulated, the cost and coverage will vary from…
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Is Your College Student Properly Insured?
When college students arrive on campus, their cars are often loaded with pricey laptops, tablets, flat screen TVs and their entire wardrobe. Between the house parties and theft in dorms and libraries, it’s likely any one of these items could suffer some damage. So for parents of students who just…
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Do You Have Enough Life Insurance?
A new study shows Americans have even less insurance since the recession, leaving their families vulnerable. Life insurance is usually last on the list of important-but-necessary items people want to spend money on, because, let’s face it, no one wants to dwell on the circumstances in which it could come…
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Workers’ Compensation, Is Your Business Covered?
Workers’ compensation was originally created to assure workers who suffer an on-the-job accident would get necessary medical treatment and receive a percentage of their wages while recovering. However, some saw this as a biased system. If covered by the correct workers’ compensation, employers see many benefits, including having their expenses limited…
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Disability Insurance: The Overlooked Employee Benefit
Does your pay stub include the cryptic three-letter code LTD with a tiny dollar amount that’s deducted each pay period? It stands for long-term disability insurance, and it pays to have it to provide for your family when you can’t work because of an injury or an illness like cancer.…
