As you age, your insurance needs change. While in your younger years you worry about protecting your property and income, protecting your assets becomes a higher priority later in life. “Changes in your life can mean big changes in your insurance needs. A change in marital status, the birth of…
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Do you need flood insurance?
Many Americans don’t need to wonder if they need flood insurance — it’s required as a condition of their home loan. But unlike car insurance, flood insurance isn’t required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the…
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Do retirees need long-term care insurance?
Health care costs are a big concern for people going into retirement, but the costs of long-term care can still be a shock. Here are a few facts: So, while some financial planners previously were on the fence about long-term care insurance, they were still encouraging people to at least…
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Smart Insurance New Year’s Resolutions
The exercise equipment gathering dust in Americans’ bedrooms and basements is a familiar sign of the way New Year’s resolutions often are quickly abandoned. But a few resolutions you’ll not only want to make but also stick with involve being more prudent about insurance. That means spending wisely and getting…
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Why Start a New Year Out Strong but Not End It That Way?
Every year, we do it on the same day at the same time. The instant the calendar changes from the old year to the new one, we convince ourselves that this year will be different. We’re going to do everything we didn’t do in the past. It’s such a predictable…
