A new study shows Americans have even less insurance since the recession, leaving their families vulnerable. Life insurance is usually last on the list of important-but-necessary items people want to spend money on, because, let’s face it, no one wants to dwell on the circumstances in which it could come…
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Workers’ Compensation, Is Your Business Covered?
Workers’ compensation was originally created to assure workers who suffer an on-the-job accident would get necessary medical treatment and receive a percentage of their wages while recovering. However, some saw this as a biased system. If covered by the correct workers’ compensation, employers see many benefits, including having their expenses limited…
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Disability Insurance: The Overlooked Employee Benefit
Does your pay stub include the cryptic three-letter code LTD with a tiny dollar amount that’s deducted each pay period? It stands for long-term disability insurance, and it pays to have it to provide for your family when you can’t work because of an injury or an illness like cancer.…
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Are You Making These Health Insurance Mistakes?
If you’re responsible for a portion, if not all of your health insurance costs, you are well aware of the price tag that comes with the territory. While you can take the easy way out and sign up for the cheapest and most streamlined health insurance policy, you could end…
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High Economic Toll of Traffic Crashes
A report just released by the National Highway Transportation Safety Administration (NHTSA) puts a $277 billion price tag on the economic costs of traffic crashes in the United States in 2010, a 20 percent increase over its 2000 data. The economic costs are equivalent to approximately $897 for every person living in…
