Policies for children represent a small fraction of the life insurance market, but they made the news this week after a court hearing for a Georgia man accused of killing his young son by leaving him in a hot car. Testimony and court documents revealed that Justin Ross Harris and…
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Hosting a Super Bowl party? Watch out for these 3 risks
Revisiting some old Super Bowl party tips that should still apply to this year…. The clock is counting down to kick-off time for this year’s Super Bowl , and you’re in the midst of party planning. But have you added reviewing your insurance coverage to the checklist? Most people probably…
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Plan ahead: Insurance gaps to avoid over the years
As you age, your insurance needs change. While in your younger years you worry about protecting your property and income, protecting your assets becomes a higher priority later in life. “Changes in your life can mean big changes in your insurance needs. A change in marital status, the birth of…
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Do you need flood insurance?
Many Americans don’t need to wonder if they need flood insurance — it’s required as a condition of their home loan. But unlike car insurance, flood insurance isn’t required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the…
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Do retirees need long-term care insurance?
Health care costs are a big concern for people going into retirement, but the costs of long-term care can still be a shock. Here are a few facts: So, while some financial planners previously were on the fence about long-term care insurance, they were still encouraging people to at least…
